Health Insurance Premium Calculator: Your Tool for Smart Insurance Planning
In India, where healthcare costs are rising at 12–15% annually, a health insurance policy is a critical shield against financial strain from medical emergencies . However, choosing the right plan involves more than just picking the highest sum insured —it’s about finding a policy that balances coverage with affordability. This is where a health insurance premium calculator comes in, simplifying the process by estimating premiums based on your needs and budget. This blog explores the importance of a health insurance premium calculator , how it works, its benefits, and tips to use it effectively to secure the best health insurance plan in India. What is a Health Insurance Premium Calculator? A health insurance premium calculator is an online tool provided by insurers or aggregators that estimates the premium for a health insurance policy based on inputs like age, sum insured , family size, medical history , and add-on covers . It helps you compare plans, understand costs, an...